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55+ Retirement Communities

55+ Retirement Communities

A 55+ retirement community is a smart choice for active older adults who can live independently, and who want to live in a neighborhood that is peaceful and quiet. This senior living option is comprised of a residential neighborhood that’s been designed for active older adults who can care for themselves and who want to live in a neighborhood with no children. Sometimes referred to as an age-restricted community, an age-qualified community, an active adult community or a retirement community, 55+ retirement communities are also appealing to older adults who want to downsize.

Being an age-qualified community, residents are required to fall into a given age group – that of 55 and over. Typically, a spouse or significant other younger than 55 is permitted to live there if they meet the minimum age requirements. However, no grandchildren or adult children under the age of 55 can live in the home.

Within the community, which is typically gated, the homes are often situated on smaller lots, often with zero-lot-lines. Zero-lot-line homes come very near to the edge of the property line to create more usable living space while also being low-maintenance. Garden homes, patio homes, rowhouses and townhomes are all types of homes that are considered zero-lot-line homes.

There is often a mixture of home types in the community, including single family homes, condos, townhomes and apartments. Many of the homes have decks and patios for gatherings.

Benefits and amenities of 55+ retirement communities often include:

  • Calm and peaceful environment
  • Gated community entrance
  • Surrounded by peers
  • A wide range of recreational, social and educational opportunities
  • Homes built and designed for an older adult

55+ retirement communities focused on an active lifestyle may have amenities that include:

  • Activity- and hobby-based clubs
  • Indoor and outdoor swimming pools
  • Community center/clubhouse
  • Parks
  • Fitness center with fitness classes and exercise machines/equipment
  • Athletic courts (basketball, volleyball and tennis)
  • Billiards room
  • Demonstration kitchens
  • Golf courses
  • Walking trails
  • Lifelong learning classes

Amenities and activities can vary greatly from community to community. If certain amenities or activities are important to you, check the community’s website or speak with a representative directly to make  sure they are offered.

What is the cost of living in a 55+ community?

The average monthly cost of a home in a 55+ community ranges between $1,250 to $4,000 per month.

Costs vary due to factors such as:

  • Buying vs. renting or leasing
  • Location
  • Amenities
  • Housing type
  • Homeowners Association (HOA) fees

The monthly cost includes community amenities, activities, maintenance and HOA fees and housing payment or rent. The monthly cost typically doesn’t cover meals, utilities, healthcare or transportation expenses. Some communities may require homeowners to meet certain income criteria to qualify for residence in the community.

Looking for a senior living community that offers a little extra assistance? Tessera of Westchase offers assisted living and memory care services. Please don’t hesitate to contact us for more information.

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